Considering credit card debt consolidation, would this be a good choice; recommendations who I should use?
Is there way to consolidate my credit card bills and get a lower payment without affecting my credit?- Its best just to pay em off one at a time. Make min. payments on all but the smallest and pay off the smallest as fast as you can. Then move to the next smallest. The reason for paying off the smallest amount first is the feeling of getting somewhere. do not worry about the interest rate because thats not the real problem. I would not use one of these so called "debt consolidation" places either. The fees they charge are better off used to pay off your debt. Besides if You go with one of these places and they do not pay your creditors You, and you alone are still responsible for the debt. They will sue you not the company that you hired. What most if not all of these companies actually do. Is not pay your creditors for months and then try and settle your debt for less. By then you credit is trash and you will be treated as if you filed bankruptsy
- try to get a citi gold credit card, they are offering 0. 9 % balance transfer rate till sep 2008 hope it will work. but if you can not get citicard, still credit card conslidation is better than paying minimum payment
- This sounds like an idea that would possibly help you out, but remember the big thing here. You can not charge up those credit cards again or you will be in deep debt. Good Luck and God Bless!
- transfer the balance to a new card with 0% INTRO APR for balance transfer. pay the monthly minimum on time to build up your credit rating. make sure read all term related to rate. once the intro period near the end transfer it again
- Not without affecting your credit, no. I recommend Debt XS. What good is your credit now if you cannot use it because it is out of control. You should do debt consolidation / management then credit repair. I started with the free form at totaldebtsolutionsllc.com and they put me in touch with a firm that helped me get out of debt in 36 months
Knowledge Base
What is a good, reliable, honest debt consolidation service in Chattanooga, Tennesse. ?
i need a credit counseling / debt consolidation service in chattanooga that is reliable and honest. thanks!. no such thing as a good debt consolidation service. debt consolidation only gets you in more trouble in the long run. check out all your options. your situation may not be as bad (debt consolidation services)
Debt Consolidation Services?
i have some credit card debt that i want to get rid of and my wife and i are considering using a debt consolidation service. what are the best companies out there in debt consolidation?. mmi or money management international. moneymanagemant.org very reliable source, i used them for 2 years (debt consolidation services)
debt consolidation loans will they hurt or improve credit
ftc. gov / bcp / conline / pubs / credit / kneedeep. shtm this is the ftc's consumer protection site talking about debt consolidation loans. looks like you need to be cautious. it really depends upon whether your debt consolidation loan is an equity line / second mortgage on real (consolidation debt)
Knowledge Base: Debt Consolidation
Can you refer me to a good debt consolidation company?
can you refer me to a good debt consolidation company? i have heard there are a lot of rip off debt consolidation companies out there, and i am just looking for one that maybe you have had a good experience with. if you could give me some suggestions, that would (debt consolidation program)
Will any debt consolidation company include secured debts like cars and educational loans into the program?
will any debt consolidation company include secured debts like cars and educational loans into the program? is it uncommon, does anyone know of one?. try the only reputable company, consumer credit counseling. but, before you do this read dave ramsey's book, total money makeover. debt consolidation is equal to filing (bad credit debt consolidation)
Need advice on a good debt consolidation company that can help me!?
hello, im in much credit card debt, around $40, 000, and was wondering if someone knows of a good reputable debt consolidation company that can help me, thanks. these are important points to check while searching for a reputable debt consolidation company; first, while talking with debt consolidation company representative (debt consolidation company)
How much does it cost generally to pay a debt consolidation company?
i was wondering how much does it cost to pay a debt consolidation company to help you, because i want to know if it's worth it. i am in so much debt making barely and i do not know what else to do. on payday i usually just have 100 (debt consolidation program)
Has anyone used a debt consolidation company?
i have spoken to a lady from a debt consolidation company and it sounds quite good. but what are the pros and cons?. the pros are it ties all your debt into one big ball. the cons are the one big ball also has interest added on top of the (bad credit debt consolidation)
Knowledge Base: Credit Card Debt Consolidation
Do I need to have delinquent accounts in order to qualify for credit card debt consolidation?
i am considering trying to consolidate about 35k worth of unsecured debt, although i am not having trouble making the payments. i believe, yes you have to have some problem paying the accounts to qualify for debt consolidation. if that is the case then your credit rating will be affected. (credit card debt consolidation)
how good does my credit have to be to get credit card debt consolidation?
if i let my cards slip for a while i do not know how much they have hurt my credit. i need credit card debt consolidation, will they accept me if my credit cards have been beating up my credit a little in the last month or 2?. debt consolidation (credit card debt consolidation)
Is credit card debt behind many home foreclosures?
year after year some people keep stripping the equity from their homes by refinancing into one debt consolidation loan after another untill all of their equity is gone. i think so - you want to buy furniture, etc. for your home. also first time homebuyers do not realize the other (credit card debt consolidation)
Is it recommended to use debt consolidation for credit card debt?
i am approximately $25k in debt, should i use a debt consolidation agency?. yes, if you do not own a home and want to move out of renting, a debt consolidation agency can help you. the simple way is also to individually work with your creditors to contruct a payment (credit card debt consolidation)
What is the min. amount credit card debt you must have to do debt consolidation and is this a good idea?
i wanted to do credit card debt consolidation but i am skeptical if this is a good idea with the economy. i am very far behind on my credit card bills and the only reason i can not afford them now is because the min payment has gone through the (credit card debt consolidation)
